On Saturday, I sat down to take care of one of my least favorite tasks: bills. We were able to refi under HAMP 2.0, so I was making updates to my budget spreadsheet. (We are saving about $240 on our mortgage each month after the refi.) As I was going through my updates, I realized that once again, my spending is out of control.
Last month, my Amex bill was about $1000 over what I budget each month. We just bought furniture, so I need to be more careful.
Where is it all going? Last month, $1100 was spent on food. $900 on groceries.$200 out. (Honestly, I’m pleased with the $200 because that included a nice sushi dinner that was about $125.)
But groceries. Damn. This has to dialed back. I can’t get out of Whole Foods for under $250 lately, so I need to avoid it for a while. I love them dearly, but it’s time for a break. I also have to watch things at Costco.
When we go to Costco, we load up on produce. But, except for the weekends, there are just two of us. We simply can’t finish the veggies that we’ve been getting. So I’m trying to get creative to make sure that we don’t waste anything.
On Sunday, I took a look in the fridge to determine which veggies we had left. There were a lot of peppers, some asparagus and a lot of spinach. We also had a fair number of eggs. Easy. I made a big frittata, loaded with those veggies.
All of the veggies were used. Except some of the spinach, but that isn’t set to expire until the middle of the week and my husband’s pet likes to eat it.
This week, I did my shopping at Fresh & Easy. With a couple of store coupons, I was able to hit $99. My goal for the month is food under $600. I want this to cover the weekly shopping and one trip to Costco. (We get a lot of organic meat there.)
Talk to me.
What is your food budget each month?
What do you splurge on? About $30 this week was my beloved turkey jerky and coconut water for Brian. Those are our bigger ticket items, along with meat.
In happy budget news, I only owe about $4,500 on my car now. I have never owned one of my cars outright, so that will be awesome. Do you have happy budget news?