The Danielle Deficit: 2010 A Debt Odyssey

Here’s the numbers in January 2010, although I am using the student loan amounts from March 2010 because that’s when my student loans came out of forbearance and my dear friend, capitalized interest, was applied.  (In other words, it’s a more realistic look at the student loan balances.):

Citibank:  $7,915.79
Chase/Borders:  $4,515.19
Chase/Wamu:  $7,482.80
Discover:  $10,422.61

Credit Card Total:  $30,336.39

Bank of Grandfather:  $29,500

Private Student Loan:  $9,376.91
Government Student Loans: $90,987.09
Total Student Loans:  $100,364.00

Total Unsecured Debt:  $160,200.39

Well, ouch.  That sure stings.  Let’s look again at December.

Citibank:  $0
Chase/Borders:  $3,499.27
Chase/Wamu:  $5877.85
Discover:  $3,486.34

Credit card total:  $12,863.46

Bank of Grandfather:  $24,000.00

Private Student Loan:  $8985.50
Government Student Loans: $90,794.69
Total Student Loans:  $99,780.19

Total Unsecured Debt:  $136,643.65

Total Reductions for 2010:
Credit Cards:  $17,472.93
Bank of Grandfather:  $5,500
Student Loans:  $583.81

The Grand Total:  $23,556.74

I’m sorry, but I believe some mild profanity is in order.  HOLY SHIT.  I paid off $23,500 in unsecured debt in 2010.  That is an assload of debt.  

What I plan to do in 2011 will be a different post.  I hope it is close to this exciting…

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Related posts:

  1. Danielle Deficit – December 2010 Update
  2. The Danielle Deficit: November 2010 Update
  3. The Danielle Deficit: October 2010 Update
  4. The Danielle Deficit: September 2010 Update
  5. The Danielle Deficit: February 2010 Update

Comments

  1. Lolo says:

    That is awesome! I am going to have to look back at your beginning posts to see how you started!

  2. Holy. Shit. You ARE amazing woman!

  3. Thanks, ladies. I forgot that Citibank was paid off in 2010, so I was amazed when I totaled the numbers.

Trackbacks

  1. [...] Liss is down over $23,500 on her debt for the [...]

  2. [...] Danielle Liss, who knocked off over $23,500 in debt just last year and still has over $136,000 to pay back.  She’s chugging through it [...]

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