Carnival of Personal Finance #274: I Love NY Edition

On Saturday, I flew from New York to Las Vegas. As my husband and I waited for our morning flight at JFK, we observed two moments of silence to remember those lost on 9/11/2001. 8:46. 9:03. A few months prior to 9/11, I was in New York with friends to spend the day walking around, taking photographs. I took the photograph below from the Brooklyn Bridge. Little did I know that I'd never see this skyline again. Prior to beginning this week's Carnival, let's take a moment to again remember those lost on 9/11.

From Brooklyn Bridge II

For the rest of the Carnival, I want to celebrate New York. A city that I've photographed time and time again. I took all of the photographs in today's post specifically for the Carnival when I was in New York in August for BlogHer.

(Oh, and if we've never met, welcome. I write about all sorts of things, but I always seem to talk about money; I am a former compulsive shopping addict who amassed $167,000 in unsecured debt at the pinnacle of my financial irresponsibility. I also like unicorns, grammar and photography.)

Editor's Picks

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It's quite simple. I love this fountain. I love these posts.

Science and Money:  Why Don't American Car Manufacturers Produce Clean Diesels?  [A question that was on my mind when I explored buying a more environmentally-friendly vehicle.] 

Richly Reasonable:  Spending under Pressure [This made me laugh out loud and has some great advice for every day situations.]

Minting Nickels:  Frugal, in French [As someone who handles all things related to personal finance with a huge dose of snark, this post made my day.]

Sweating the Big Stuff:  Crystal's What Would You Tell Your 20-year-old Self? [I wish I had that much sense at 30. This is a great post.]

Money Management

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Prairie Eco Thrifter:  Manifest More Money into Your Life in 7 Steps – Step 4

Christian Finance:  Fall Financial Checklist

One Money Design:  Your Finances after a Divorce

The Red Stapler Chronicles:  Will MTV Be Responsible for Our Financial Demise?  [The Situation makes $5MM a year????]

Watson Inc:  When Is Paying Down Your Mortgage a Bad Idea?

Modern Gal:  Financial Advice for 40-Somethings

Finance

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It's a picture of the entire City.  Lots of finance-related things happen in the City and that's why I deemed that this photo was acceptable. Weak, I know, but finance was a tough one. (They get better. I promise.)

Gen Y Wealth:  How to Earn More Money in 30 Days or Less

Simple Financial Lifestyle:  Simplify Your Finances One Tackle at a Time

Investing

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You get two pictures for this category (which makes up for the category above). Sometimes, I read investment articles and I think you need to just point your finger and guess. Or see a psychic. Or be, yup, clairvoyant.  

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Investing also makes me think of retirement. When I think of retirement, I think of traveling with my hubby and doing all of the things that tourists do. Like going to Ellis Island, sitting on the bench and watching the boats on the water.  

Fortunately, our contributors don't think you need to be clairvoyant to invest. 

Dividend Growth Investor: The New Dividend Achievers of 2010

Accumulating Money:  ACM Forex

Dividends Value: Is It Time to Sell Long-Bonds?

Oblivious Investor:  Fee-Only Financial Advisors Can Be Biased Too.

Hope to Prosper:  How to Pick a Mutual Fund – Fees [Check out the others in this series, which are linked in the post.]

My Dollar Plan:  Are Municipal Bonds the Next Bubble?

Investing Thesis:  Taking Advantage of the Growth in Emerging Markets with Luisa Moreno, PhD of Lusight Research

Passive Family Income:  The Benefits of Building a CD Ladder

Consumer Boomer:  What Is a REIT and Should You Invest in Them?

ETF Base:  MLP ETF – High Yields and No Tax Forms

Money Smart Life:  5 Keys to Retire Overseas

Moneyed Up:  How to Diversify with Commodities

Budgeting

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Narrow Bridge Adventures:  How to Buy Expensive Stuff  

Saving

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I saved money by not buying one of these pretzels because it had something that looked liked a tree frog in the center of the bunch. 

Dinks Finance:  Savings Inception:  Convincing Your Spouse to Stop Spending

Frugality

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Tip from the former compulsive shopper: even if you are trying to be frugal, this sign is lying; it's not designer. It's just cheap and it's going to break. Save your money. 

Go Banking Rates:  Can Frugality Get You out of Debt?

Free Money Finance:  How to Save Money on Travel

Mighty Bargain Hunter:  Swagbucks Gift Cards:  The Ins and Outs

Debt

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See how the hand says stop at the bottom and the store's slogan says "be stupid?"  I think this is New York's way of telling me that debt is stupid. 

Mrs Nespy's Frugal World:  Things Dave Ramsey Didn't Tell Me…

The Digerati Life:  Taking out a Loan?  Questions to Ask First

Credit

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Credit Card Forum: How Does Closing a Credit Card Affect Your Credit Score?

Taking Charge:  Old Credit Card Brochure Reveals an Age of Innocence 

Free from Broke:  Buying Stuff on Credit is Expensive [Infographic]

Canadian Finance Blog:  Using Credit Cards the Right Way

PT Money:  Credit Card Default:  7 Things to Know

Ask Mr. Credit Card:  Don't Co-sign for Your Classmate

The Financial Student:  Credit Card Minimum Purchase Requirements Really Grind My Gears 

Reviews

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At BlogHer, I made a S'more. My review:  it was delicious. 

Provident Planning:  The Secret to a Successful Budget eBook

The Smarter Wallet:  PerkStreet Financial Review:  Free Online Checking Account

AllFinancialMatters.com:  A Look at Joel Greenblatt's The Little Book that Still Beats the Market

NerdWallet Credit Card Watch:  Rewards Showdown: Chase Sapphire vs. Capital One Venture

Real Estate

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The Sun's Financial Diary:  Home Search Tips

Taxes

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If I were to buy this new Chevy Volt when it is released, I could get a sweet tax credit. (I didn't take this photo, since I am in it. I also think my original tax photo may be offensive, so we'll go with this nice electric car.  If you're curious, I reviewed it here.)

Go to Retirement:  Limiting Income Taxes on Investments in a Taxable Account

Career

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A busy model getting it done.  

Budgets are $exy:  Is College Worth the Cost?  

Darwin's Money:  Being Your Own Boss Stinks – Here's Why

A Gai Shan Life:  Forebearing Fridays:  Warning Signs During an Interview

Economy

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Just look forward.  Not to the side.  Definitely not to the back.  (It was either this or a bunch of pigeons on a telephone wire and my caption for that was really reaching.)  

Tough Money Love:  Consumers Drop the F-Bomb on Government Economists 

Other:

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Money Help for Christians:  What Is the Cause of Poverty?

FinancialOdyssey:  Making College Work for You 

Good Financial Cents:  SBA Loans for Funding Your New Start-Up Business

Bucksome Boomer:  Divorce and Gift Registries [My husband is a divorce lawyer and he's never been invited to a divorce party. You would think he'd be an honored guest.]

Thank you for remembering 9/11 with me.  This is Ground Zero as of August 2010:

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Thanks for joining me on the I Love NY edition of the Carnival.  Next week's carnival will be hosted by Investor Junkie.

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Comments

  1. these photos are absolutely wonderful!

  2. Flexo says:

    Thanks for hosting the Carnival!

  3. Thank you for doing a fabulous job with this carnival. I really like the pictures, and you have some awesome links here. Thanks for including my article.

  4. Thanks for hosting!

  5. Craig says:

    You totally missed out on the crazy effects of eating one of NYC’s elusive pretzel tree frogs!!! It’s like you missed out on all of NY.
    Just kidding. You never know what you are getting at the corner cart.
    Thanks for hosting and the great pictures.

  6. Helen says:

    Thanks for hosting and for selecting my post as an Editor’s Pick. I lived in Greenwich Village 1996-1998. It was fantastic. Your pictures are a walk down memory lane for me. I especially like your last image. I haven’t been back since they started rebuilding. I look forward to visiting again, someday.

  7. Thank you for all of your nice comments! I was so excited when I got my hosting date because I knew right away that I could pay tribute to a city that I love so much!
    Craig – I am usually willing to eat some cart food. I mean, there are gourmet food trucks out there now and a show on the food network about it. But what is that thing? I didn’t even notice it until I pulled out my camera and used the zoom lens. No pretzel for me that day.
    Helen – There really is no place like NY! That was my first trip past Ground Zero since they started rebuilding. It was a strange feeling.

  8. Daniel says:

    Thanks for hosting! Thanks for sharing your pictures!

  9. JLP says:

    Thanks for hosting.

  10. Thanks a million for hosting and for including my post.
    Bret

  11. B Simple says:

    Great job with this week’s carnival. Thanks for including my post. I love the pictures you included of New York.

  12. Thanks for including my post Danielle and excellent job with this edition!

  13. Ben says:

    New York is such an amazing city, wish I could visit more often. Thanks for the photo tour and for including our article on retiring overseas!

  14. Kaye Torgerson says:

    Thanks for including me!

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