The Danielle Deficit: March Update

March 7, 2010 · 1 comment

in Money

Here are the totals from February:

Citibank:  $40.43
Chase/Borders: $4,423.92
Chase/Wamu:  $7,738.37
Discover:  $10.243.13

Credit Card Total:  $22,045.85

Bank of Grandfather:  $29,000

Private Student Loan:  $9,416.89
Big Student Loans:  $79,398.68
Total Student Loans:  $88,815.57

Total Unsecured Debt:  $139,861.42

Here are the totals from March:

Citibank:  $0 
Chase/Borders:  $4,332.36
Chase/Wamu:  $7,193.94
Discover:  $9,131.81

Credit card total:  $20,658.11

Bank of Grandfather:  $28,500.00

Private Student Loan:  $9,376.91
Government Student Loans: $90,987.09
Total Student Loans:  $100,364.00

Total Unsecured Debt:  $150,022.11

The increase to my total of about $11,000 is from the capitalized interest on my student loans.  It made me generally insane for a day or two, but now it is just another ass to kick in the world of my unsecured debt. 

I am most excited that my credit card debt is rapidly shrinking.  Goodbye Citibank!  (I called and confirmed that they were closed, and that I am on their do not call and mail lists, just in case they get any stupid ideas in their head to contact me in the future – like we're friends or something.)  

Due to Crazy's Kill Discover campaign, that balance is now below $10,000 and will continue to shrink as I get more aggressive with them over the next several months.  So aggressive that they will die.  (Sorry Discover.  I don't hate you like I hated Citibank.  But you're next on the list.)  

We also haven't talked about the total in savings for a while.  My Beloved Orange Dot currently has $1,824.10.  I also have $100 in a Sharebuilder account.  I've decided that I will be using my ING Checking account for business related stuff, so I am going to transfer any amounts I made from ad revenues.

The March update seems grim due to the increase in the student loan debt, but I am perfectly fine.  No crazier than usual.  My primary goal is to get my credit cards paid off first, then my Grandfather.  That hasn't changed.

Related articles:

  1. Danielle Deficit – December 2010 Update
  2. The Danielle Deficit: 2010 A Debt Odyssey
  3. The Danielle Deficit: February 2010 Update

{ 1 comment… read it below or add one }

Ronnie March 8, 2010 at 8:26 am

Awesome paydown on the credit cards! I’m liking Crazy’s Kill Discover campaign; get ‘er gone!! You’ll be done paying off your cards way ahead of schedule this way!

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