One of my girlfriends gets married in a little less than a month. We had lunch last week and I got all the details about her honeymoon. It made me think back to my honeymoon and how wonderful it was. She and her new husband will be traveling to Venice and Croatia.
It put me into daydreaming mode. Someday, I'd like to… Then I though, hmm, when will it be someday?
I think I decided on when it will be someday. I created a mini-debt payoff challenge. This year, I am working my butt off to not only payoff Discover, but to payoff all of my credit cards. In addition, I'm trying to save as close to $10,000 as I can. (That is going to be difficult since I am putting even more than planned toward my debt.) Next year, I want to focus on paying off my grandfather and continuing to save. That's a two year plan.
If at the end of 2011, I have my debt to my grandfather and my credit cards paid off and at least $20,000 in the bank, then it will be someday.
For most of my adult life, I've dreamed of taking a cruise around the Mediterranean. I've never been anywhere outside of the US, other than England and the Dominican Republic. This is my Someday, I'd like to… And it would be perfectly timed for our fifth anniversary.
If I meet those financial goals, I will then begin saving for the trip and hopefully we can go by the end of 2012. I realize that I will still have student loan debt and a mortgage at that time; however, I think this added incentive will make me work even harder to get my cards and grandfather paid off, while I continue to save.
What's your Someday, I'd Like to… Is there a place that you want to go or something that you have been putting off because your financial house is not quite in order? What is it?
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{ 6 comments… read them below or add one }
Go to Hawaii for a real vacation. I don’t think I’ve ever had a real vacation. You know…the one where you have no worries or concerns and aren’t watching ever single penny! I want to go for 2 weeks and stay on the beach in a glorous hotel and should I see something that I want to do, eat or have I simply make that purchase and not worry about it… I would need to put this on a 5-10 year plan depending on if I find a job as an attorney when I finish law school! Ha!
Buy a house. I’m a firm believer in vacations so me and honey tend to go on one a year, but I’d really like a house. I’d like to be able to look at them and know that one of them could be mine. I can’t even browse now, because I want one so bad that I’d just say yes with absolutely no way to pay for it. And I’d like to be able to furnish it. Ahh, a home of my own, furnished. How lovely that sounds.
And then I want to go to Norway, Tromso to be exact. I love it there, and I haven’t been since I was 16. What a marvelously beautiful place.
Someday I would like to buy a house. I am tired of my condo, condo assessments and not having a backyard and a 2 car garage. Winters in Chicago are brutal on a car. I hope that Someday is soon. =)
BTW…a Mediterranean cruise sounds wonderful.
Someday I would like to live life free of fear and anxiety. About 98% of my anxiety comes from my personal finances. I’m working on it!
After that, I would like to go on tour of the world’s top spas. I love spas and spa treatments and I like to travel, so why not combine the two? :p
Lauren, touring spas sounds delicious!!! I’ll have ot put that on my list of things to do too
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Someday I’d like to pay off all my debt… but I don’t see me being able to be as aggressive about it as you are…. Probably because I am walking into the situation broke as hell…