I have been on my DMP since May. Since it has been three months, I was curious about how my credit score was impacted. So, I spent $25 and got my credit scores from two of the reporting agencies.
I assumed that they would be low and expected to see around 650 or so. Nope. One was 713 and the other was 694. Um, what?
So far, credit counseling has increased my credit score. Probably because I am making so much more progress on my debt.
For those of you considering credit counseling who are worried about your credit score – this is proof that it didn't make a difference for me. In fact, it helped me. Woohoo!